Overview
Our coverage lawyers have decades of experience representing and counseling insurance companies, insurance adjusters, and third-party administrators in the areas of insurance coverage and insurance-related litigation.
They handle a wide variety of third-party and first-party coverage issues under an array of insurance policies: commercial general liability (Coverages A and B), commercial property, business interruption, professional liability, umbrella and excess liability, motor carrier, commercial auto, personal auto, and homeowner.
Our coverage lawyers use their knowledge of a multitude of insurance policies combined with their understanding of the law surrounding these policies to achieve the best outcome for clients.
Our coverage lawyers routinely counsel clients and litigate on the following matters:
- Property Damage Insurance Claims:
For any event which damages or destroys a business or home, our insurance coverage lawyers are prepared to represent the insurance carrier. We assist from inception of the loss with evaluating the damages and any insurance coverage issues that arise, as well as handling and litigating any valuation disputes over real and personal property. - Professional Liability:
Our coverage lawyers are experienced in handling professional liability coverage claims that include medical malpractice, employment liability, and director’s and officer’s liability. - Auto and Motor Carrier Liability:
Our coverage lawyers routinely analyze and opine on coverage issues for commercial and personal auto policies, as well as motor carrier policies. They assist the client in navigating any state and/or federal laws that may impact coverage. - Coverage for Personal Injury:
Our coverage attorneys regularly handle a vast array of insurance coverage issues that arise from personal injury claims presented under a commercial general liability policy, homeowner policy, automobile policy, and/or umbrella or excess liability policy. - Construction Litigation:
Our coverage lawyers assist insurance carriers on a regular basis in navigating the multitude of coverage issues that arise out of construction defect claims—e.g., coverage for faulty workmanship, the applicability of business risk exclusions, inbound risk transfer exposure, and outbound risk transfer opportunities. - Additional Insured Coverage and Risk Transfer:
Insurance coverage for additional insureds requires intricate knowledge of the insurance law and the interplay between insurance policies. Our coverage attorneys have extensive experience in analyzing additional insured issues and providing strategic recommendations to the client for resolving additional insured disputes, including the filing and handling of declaratory judgment actions. - Contractual Indemnification Agreements and Risk Transfer:
Contractual indemnification demands/claims require knowledge of indemnity laws and a deep understanding of insurance policies so as to analyze the insurability of contractual indemnity claims. Our coverage attorneys have vast experience in analyzing and responding to tenders of defense and indemnity based on contractual indemnity obligations. - Bad Faith and Potential Extra-Contractual Liability Exposure:
Our coverage lawyers have decades of experience in counseling clients on and litigating against bad faith and extra-contractual exposure. - Priority of Coverage Issues:
When more than one insurance policy applies to a claim, our coverage attorneys have vast experience with priority of coverage and co-insurance issues that arise. - Late Notice of Claim and Suit:
Our coverage attorneys are well versed on the issues of “late notice of claim” and the rights and obligations of both the insurer and the insured under the policy of insurance. - Misrepresentations in Applications and Policy Rescission:
Our coverage attorneys have extensive experience in policy rescission cases and the avenues for both defense and prosecution of those cases.
